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Harmon Insurance Blog

View the latest blog posts from Harmon Insurance.

It’s exciting to receive jewelry from a loved one — or to give it as a gift. Not to mention romantic. But if you’re lucky enough to have some new jewelry in your home, you should take a few minutes to think about something you probably don’t find exciting or romantic: insurance. READ MORE >>

 I’m borrowing my friend’s car … am I covered? Most people have an idea of what’s covered and not covered under their various insurance policies. But at Harmon Insurance, we get a lot of questions about borrowing or loaning a car. READ MORE >>

If you get a speeding ticket, that violation can stay on your driving record for three years or even longer. And because your driving history plays a large part in determining how much you’ll pay for insurance, the fewer tickets you have, the better.  READ MORE >>

You cannot really compare your rates with another person’s rates. There are numerous factors that are used to determine auto insurance rates. Here are a few of the leading factors. Household Members/Driving Records/Claim History – Every driver in the household, unless you are insured... READ MORE >>

Insurance companies require your home be insured for replacement value if you are purchasing that type of policy.  This replacement value is most often higher than the purchase price of a new home and it is almost always more than the market value (amount the home is currently valued and could be sold for in today's market). READ MORE >>

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